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Freiji Cars present a full range of vehicle insurance, below you can find a description of each one:
1 - Full comprehensive program
|
2010-2012 |
2013-2015 |
2016-2019 |
2020-2024 |
Total rate |
4.50% < |
4.25% < |
4.00% < |
3.50% < |
Minimum premium (USD) |
550.00 |
550.00 |
550.00 |
550.00 |
- The above rates include the car replacement fee and policy cost.
- For cars with values above USD 50’000 a discount of 5% is applicable
Product features
Transported passengers
-Medical expenses :USD 2,500.00
-Death :USD 5,000.00
-Annual aggregatelimit : USD 25,000.00
New spare parts if not found used
Excluding scratching and denting
Reimbursement on car registration fee in case of a covered total loss
Including T.P.L. bodily injuries
Including T.P.L. material demages for USD 500.000.00
Theft and hold up covered,with an excess of 10%
Open cover on airbags
Including USD 30.00 per day car replacement
Excluding the first three days and for a maximum of 7 days/ claim
Please refer to us for high valued above USD 100,000 and sports cars rate
2 - Standard all-risks program
|
2010-2012 |
2013-2015 |
2016-2019 |
2020-2024 |
Total rate |
4.35% < |
3.75% < |
3.50% < |
3.30% < |
Minimum premium (USD) |
450.00 |
450.00 |
450.00 |
450.00 |
Deductible (USD) |
100.00 |
NIL |
NIL |
NIL |
Preduct features
transported passengers
- Medical expenses : USD 1,000.00
- Death : USD 5,000.00
- Annual aggregate limit:USD 25,000.00
Depreciation on all new fitted spare parts (10% year 1, and 5% next years with a maximum of 50%)
Excluding scratching and denting
Including T.P.L. bodily injuries
Including T.P.L. material damages for USD 100,000.00
Theft covered , with an excess of 10%
Excluding hold up
Airbags covered, limited to 4 and USD 500,000.00 per unit
A USD 25.00 cost of policy fee is included in their rates
3 - Total loss
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Car value, in USD, between |
|
10,000 and 25,000 |
25,001 and 50,000 |
Year of manufacturing |
2010-2012 |
2013-2024 |
Total rate |
50% of standard plan rate |
50% of standard plan rate |
Minimum premium(USD) |
200 - (Excluding Compulsory)
250 - (Including Compulsory) |
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Product features
Transported passengers
- Medical expenses :USD 1,000.00
- Death :USD 5,000.00
- Annual aggregate limit :USD 25,000.00
Covering fire , total loss due to accidents , burglary and holp-up
Reimbursement on car registration fee in case of a covered total losss
Including T.P.L. bodily injuries
Including T.P.L. material damages for USD 500,000.00
Total loss is when the cost of repair exceeds 65% of the car value
Theft and hold up covered with an excess of 10%
4 - Third Party Liability
Categories |
Bodily injury (LBP)
Sum insured Premium |
Material Damage (USD)
Sum insured Premium |
Private Cars |
750.000.000 800000 |
250.000 35.00
500.000 90.00
1.500.000 50.00 |
- Transported Passengers covering Medical Expenses for USD 1.000 & Death for USD 3.000 with an aggregate of USD 15.000.
- Includes Road Assistance.
- With the third MD option (for USD 1.5M) is subscribed together with the BL policy, it will include an additional sum insured for Bodily injuries of USD 1.000.000 in excess of the sum insured under Bl policy.
- Extension to include losses of damages to third parties due to transported items or any other removable car body accessories.
Taxis |
750.000.000 1900.000 |
50.000 50.00
25.000 50.00 |
- Includes Road Assistance
- Cover is granted to the owner of the car license only.
Private/School buses, Transport Vans |
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< 11 passengers |
750.000.000 1900.000 |
50.000 50.00 |
12-24 Passengers |
1.000.000.000 1900.000 |
50.000 75.00 |
25 > Passengers |
1.500.000.000 1900.000 |
50.000 75.00 |
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Private Commercial
Pick Ups (<5 tons) |
750.000.000 1900.000 |
25.000 75.00
50.000 75.00 |
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Mini Vans |
750.000.000 150.000 |
50.000 100.00 |
- Includes Road Assistance.
Cargo Vans |
750.000.000 1900.000 |
50.000 60.00 |
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Trucks, Towage Trucks, Trailers,
Tankers, non-flammable tankers |
1.000.000.000 2150.000 |
50.000 125.00 |
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Tractors, Excavators, Dozens, Pumps
Transit concrete mix etc. |
750.000.000 2100.000 |
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Wheelers |
|
50.000 125.00 |
Chained vehicles |
|
50.000 125.00 |
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Scooters and Motorcycles |
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Engine < 125cc |
600.000.000 50.000 |
50.000 30.00 |
Engine > 125cc |
750.000.000 800.000 |
50.000 50.00 |
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