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Freiji Cars present a full range of vehicle insurance, below you can find a description of each one:

1 - Full comprehensive program

 

2009-2010

2011-2013

2014-2017

2018-2020

Total rate

5.75% <

5.25% <

4.75% <

4.50% <

Minimum premium (USD)

1000.00

1000.00

1000.00

1000.00

  • The above rates include the car replacement  fee and policy cost.
  • For cars with values above USD 50’000 a discount of 5% is applicable

Product features
Transported passengers
       -Medical expenses         :USD 2,500.00
       -Death                           :USD  5,000.00
       -Annual aggregatelimit   : USD  25,000.00
New spare parts if not found used
Excluding scratching and denting
Reimbursement on car registration fee in case of a covered total loss
Including T.P.L. bodily injuries
Including T.P.L. material demages for USD 500.000.00
Theft and hold up covered,with an excess of 10%
Open cover on airbags
Including USD 30.00 per day car replacement
Excluding the first three days and for a maximum of 7 days/ claim

Please refer to us for high valued above USD 100,000 and sports cars rate

 

2 - Standard all-risks program

 

2006-2010

2011-2013

2014-2017

2018-2020

Total rate

5.50% <

5.00% <

4.50% <

4.25% <

Minimum premium (USD)

850.00

850.00

850.00

850.00

Deductible (USD) 100.00 NIL NIL NIL

         
Preduct features
transported passengers

  1. Medical expenses         : USD 1,000.00
  2. Death                           : USD 5,000.00
  3. Annual aggregate limit:USD   25,000.00

Depreciation on all new fitted spare parts (10% year 1, and 5% next years with a maximum of 50%)
Excluding scratching and denting
Including T.P.L. bodily injuries
Including T.P.L. material damages for USD 100,000.00
Theft covered , with an excess of 10%
Excluding hold up
Airbags covered, limited to 4 and USD 500,000.00 per unit
A USD 25.00 cost of policy fee is included in their rates

3 - Total loss

 

Car value, in USD, between

  10,000 and  25,000 25,001 and 50,000

Year of manufacturing 

2008-2012

2013-2020

Total rate

50% of standard plan rate

50% of standard plan rate

Minimum premium(USD)

325 - (Excluding Compulsory)
375 - (Including Compulsory)

-

 

 

 

Product features
 Transported passengers

  1. Medical expenses         :USD  1,000.00
  2. Death                           :USD   5,000.00
  3. Annual aggregate limit   :USD   25,000.00

Covering fire , total loss due to accidents , burglary and holp-up
Reimbursement on car registration fee in case of a covered total losss
Including T.P.L. bodily injuries
Including T.P.L. material damages for USD 500,000.00
Total loss is when the cost of repair exceeds 65% of the car value
Theft and hold up covered with an excess of 10%

4 - Third Party Liability

Categories

Bodily injury (LBP)
Sum insured          Premium

Material Damage (USD)
Sum insured          Premium

Private Cars 750.000.000              75000 250.000                 75.00
500.000                 90.00
1.500.000              105.00

- Transported Passengers covering Medical Expenses for USD 1.000 & Death for USD 3.000 with an aggregate of USD 15.000.
- Includes Road Assistance.
- With the third MD option (for USD 1.5M) is subscribed together with the BL policy, it will include an additional sum insured for Bodily injuries of USD 1.000.000 in excess of the sum insured under Bl policy.
- Extension to include losses of damages to third parties due to transported items or any other removable car body accessories.

Taxis

750.000.000            200.000

50.000              100.00
25.000              75.00

- Includes Road Assistance
- Cover is granted to the owner of the car license only.

Private/School buses, Transport Vans

   
< 11 passengers 750.000.000          275.000   50.000           150.00
12-24 Passengers 1.000.000.000        400.000   50.000           175.00
25 > Passengers 1.500.000.000        575.000   50.000           225.00
     
Private Commercial
Pick Ups (<5 tons)
750.000.000          175.000   25.000           125.00
  50.000           150.00
     

Mini Vans

750.000.000        150.000

  50.000            100.00

- Includes Road Assistance.


Cargo Vans

750.000.000      175.000

     50.000         125.00

     
Trucks, Towage Trucks, Trailers,
Tankers, non-flammable tankers
1.000.000.000    500.000     50.000          350.00
     
Tractors, Excavators, Dozens, Pumps
Transit concrete mix etc.
750.000.000      275.000  
Wheelers     50.000             350.00
Chained vehicles     50.000             350.00
     
Scooters and Motorcycles    
Engine < 125cc 750.000.000        50.000   50.000             75.00
Engine > 125cc 750.000.000        75.000   50.000             100.00

 
Last Update: Fri, 30/10/20